The Creator

Terry Mullins is a leading expert on credit related matters having worked with credit challenged consumers for over 20 years. A former Rent to Own Executive, Mortgage Broker, Insurance Agent and Business Owner, Terry’s knowledge of lending, leasing and credit matters is unsurpassed. Terry has assisted thousands of people in the Midwest obtain loans, home furnishings, automobiles, and other financial services, despite their credit and circumstances. 

Most importantly , through this website he will provide you with information to help you improve your credit worthiness which could save you hundreds of thousands of dollars over your financial lifetime.